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#46 Wilfrid

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Posted 13 December 2018 - 04:43 PM

I am wondering what actual street people are.



#47 joethefoodie

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Posted 13 December 2018 - 07:58 PM

 

I once booked a hotel across the road from our Santa Clara office only to find out you need to walk a mile to cross the highway and there's no sidewalk... Ended up taking a cab every day.

 

that's ridiculous and funny, after the fact. 

 

 

Nobody Walks in L.A.  Santa Clara.



#48 StephanieL

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Posted 14 December 2018 - 11:16 PM

I'm in total agreement with you - I fucking hate it. Cashless Retailers Prohibition Act of 2018

https://www.restaura...s-state-payment

 

 

Me too, for all of the reasons both of you said.  I wish a similar act was proposed here, but highly doubtful since the SF/Silicon Valley people are the ones who started this.

 

Side note: when N first came to the US, she had a lot of difficulty getting a credit card (she'd never had one in South Africa) and it took her a number of years before she was able to build up the credit to get one.  So it's not great for recent immigrants too.


"Socialism never took root in America because the poor see themselves not as an exploited proletariat but as temporarily embarrassed millionaires." --John Steinbeck

 

"Insanity runs in my family.  It practically gallops."--Arsenic and Old Lace

 


#49 Wilfrid

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Posted 14 December 2018 - 11:27 PM

That sounds infuriating, but honestly it’s really easy for anyone with any income to get a debit card, even it’s a prepaid one (Pay-o-Matic, for example), so I’m not sure who is disadvantaged by this.

Shoot me.

#50 voyager

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Posted 15 December 2018 - 02:07 AM

When our son went away to school, we had him set up a secured credit card.   Not quite a debit card, you can charge up to the amount you have put on deposit which won't be debited so long as you pay your monthly bill.    Convenient and teaches paying off debt currently.


It's not my circus,

not my monkeys.


#51 Sneakeater

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Posted 15 December 2018 - 02:38 AM

What if you don’t have an income (much less parents like voyager)? Some poor person is supposed to arrange for $10 pre-paid debit card (if there is such a thing) so he can buy a fast food fried chicken sandwich?
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#52 joethefoodie

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Posted 15 December 2018 - 10:34 AM

What if you don’t have an income (much less parents like voyager)? Some poor person is supposed to arrange for $10 pre-paid debit card (if there is such a thing) so he can buy a fast food fried chicken sandwich?

Let them eat cake!

 

I still see, every month at our local post branch, people lined up to buy money orders with which to pay various bills. So yes, cash is still important to a lot of people.



#53 Rich

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Posted 15 December 2018 - 01:31 PM

Wait until they start demanding bitcoins.

#54 Orik

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Posted 15 December 2018 - 01:33 PM

That sounds infuriating, but honestly it’s really easy for anyone with any income to get a debit card, even it’s a prepaid one (Pay-o-Matic, for example), so I’m not sure who is disadvantaged by this.

Shoot me.

 

Don't these charge fees? 


sandwiches that are large and filling and do not contain tuna or prawns

#55 Rich

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Posted 15 December 2018 - 01:39 PM

Actually no fees on debit cards at all. And when you purchase gasoline you're not charged the credit card price.

New thing on Staten Island and probably will spread into the other boroughs (if it hasn't already) - discount for cash at restaurants and grocery stores (averaging about 4%).

#56 voyager

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Posted 15 December 2018 - 04:15 PM

We always pay restaurants in cash...if we like them.   Gives them "options".      


It's not my circus,

not my monkeys.


#57 Sneakeater

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Posted 15 December 2018 - 04:21 PM

Are there really no fees on prepaid non-bank debit cards?  I'm not sure I understand the business model there.


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#58 voyager

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Posted 15 December 2018 - 04:39 PM

They have use of the float.


It's not my circus,

not my monkeys.


#59 Anthony Bonner

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Posted 15 December 2018 - 06:30 PM

Breakage as well. But a lot of them charge bullshit little fees for things

In NYS at least in theory there is a free no cost checking account with some limited free debit transactions so long as you have some direct deposit going into it including government transfers.

However the odds someone offers you that when you try to open an account are not great.

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#60 Anthony Bonner

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Posted 15 December 2018 - 07:09 PM

Actually I'm wrong. It's 3bucks a month

"This is a battle of who blinks first, and we've cut off our eyelids"